National Fire Prevention Week is October 4-10

Over 100 years ago, the Great Chicago Fire of 1871 burned through the city and beyond, destroying thousands of buildings, leaving hundreds of thousands of people homeless, and resulted in over 250 deaths. The fire raged for two days, from October 8 through October 10, and caused an estimated $200 million in damages. Fire Prevention …

It’s Time to Reevaluate Your Organization’s Cyber Risks

When nationwide stay-at-home orders were enforced back in March, most employees thought they were packing up their desks for just a few weeks. Majority of employers and employees could have never anticipated that six months later they would still be working from home. Although remote working appears to have been coordinated overnight, it seems like …

Check out our H&A 2020 3rd Quarter Newsletter ~ Commercial Insurance Forecast

The H&A 3rd Quarter Newsletter is hot off the press and is titled "Commercial Insurance Forecast". It's a look into the insurance marketplace during the economic downturn and COVID-19, plus other interesting articles and fun facts!

What’s Up With The Commercial Insurance Market?

By: Hawley & Associates and Lutheran Social Services of Minnesota Risk Management team You might not realize it, but times have been relatively good for insurance customers. For the most part, premiums have been steadily reducing for years now. In the insurance world, we call this a soft market. But this has changed drastically. The …

Commercial Insurance Forecast – Cloudy with A Chance of Premium Increase

When it rains it pours... If things aren't bad enough, the insurance marketplace is following suit. We are seeing premium increases, many sizable, for more lines of insurance than we've experienced in recent memory. Along with the increases, we are also experiencing more restrictive coverage, minimum premium increases, lower limits and some carriers are even …

Why Covid-19 Should Have You Rethinking Cyber Liability Insurance

In this day and age, organizations rely on computers, networks, and electronic data to complete essential tasks. With most companies implementing work-from-home guidelines due to the coronavirus pandemic, office staff are dependent on technology like never before. For organizations unfamiliar to the challenges of having staff work-from-home, there are dangerous cyber risks at play, such …

Senate Lawmakers Seek $5 Billion to Track Down Child Predators Without Compromising Encryption

With the Senate back in session last week, Democratic lawmakers revealed new legislation aimed at drastically expanding the federal government’s resources dedicated to the targeting and prosecution of child predators, developing new technologies to identify child sexual abuse material online, and funding leading community organizations that work to prevent children from becoming victims. In a …

May is National Foster Care Month

May is National Foster Care Month and we want to take time to acknowledge the foster parents, family members, volunteers, mentors, policymakers, child welfare professionals, and other members of the community who help children and youth in foster care find permanent homes and connections. With over 400,000 children in the foster care system at any …

5 Tips on How to Celebrate Cinco de Mayo at Home

Cinco de Mayo, or the fifth of May, is a holiday that celebrates the date of the Mexican army’s May 5, 1862 victory over France at the Battle of Puebla during the Franco-Mexican War. It is also known as Battle of Puebla Day (not Mexican Independence Day). While it is a relatively minor holiday in …

Is Compliance Really the Goal of Childhood Behavior?

Compliance is a word that is used regularly in the world of behavior. It’s written about in Individualized Education Programs, it’s used as a goal when students have behavioral episodes, and data is collected on how often it does or does not occur. Even in personal interactions with kids, such as with our own children …