A 10-year-old girl is solely responsible for giving the gift of art and smiles to more than 1,500 kids in foster care and homeless shelters during the Covid-19 shutdowns. The brains behind Chelsea’s Charity – a nonprofit started in August 2019 for the purpose of donating art kits to at-risk children – is Chelsea Phaire, … Continue reading The Gift of Art: 10-Year-Old Girl Gives 1,500 Art Kits to Kids in Foster Care and Homeless Shelters During Pandemic
With the Senate back in session last week, Democratic lawmakers revealed new legislation aimed at drastically expanding the federal government’s resources dedicated to the targeting and prosecution of child predators, developing new technologies to identify child sexual abuse material online, and funding leading community organizations that work to prevent children from becoming victims. In a … Continue reading Senate Lawmakers Seek $5 Billion to Track Down Child Predators Without Compromising Encryption
With so many phrases and terms being thrown at us every day relating to COVID-19, it’s enough to keep our heads spinning for a while. The most prominent term being discussed is social distancing – the entire world now recognizes the importance of staying six feet apart from one another. Even though our entire planet … Continue reading Life After Lock-down: Going Back into the Office
Compliance is a word that is used regularly in the world of behavior. It’s written about in Individualized Education Programs, it’s used as a goal when students have behavioral episodes, and data is collected on how often it does or does not occur. Even in personal interactions with kids, such as with our own children … Continue reading Is Compliance Really the Goal of Childhood Behavior?
Reports of suspected child abuse in L.A. County have taken a nose-dive in recent weeks. That news may sound incredible during normal times, but in a COVID-19 world, that drop has advocates very concerned. According to a statement by DCFS Director Bobby Cagle, since the middle of March, L.A. County has seen a 40%-60% decrease … Continue reading A Big Drop in Child Abuse Reports in L.A. Leaves Advocates Worried, Not Relieved
The earthquake market has moved onto unstable grounds as insurers and alternative capital investors demand higher returns on their capital. Over the past 20 years, the earthquake insurance market has narrowed down significantly, with many insurers leaving the market entirely, while others refuse to issue new policies in certain high-risk areas. Even among those still … Continue reading The Uncertainty of the Earthquake Insurance Market
As the situation around the Coronavirus (COVID-19) continues to quickly evolve, we want to provide you with an update on how Hawley & Associates is ensuring our ability to meet your business needs at this unprecedented and challenging time. Hawley & Associates will remain fully operational and will continue to provide the insurance products and services … Continue reading Hawley & Associates COVID-19 Updates
GivingTuesday is a global generosity movement unleashing the power of people and organizations to transform their communities and the world on December 3, 2019 and every day. One of the best ways to give is to get involved is in your own community. We have supplied a link to a directory to help you find … Continue reading Giving Tuesday Is Here! What Will You Give?
Because insurance carriers are experiencing higher than expected losses, a hardening insurance market is rearing its ugly head. A hardening market means increased premiums and tighter underwriting requirements for many lines of coverage, including; commercial property, E&O, D&O, Auto and EPL. The 2017 hurricane season and the 2018 California wildfires resulted in a combined insured … Continue reading The Hardening Insurance Market – Three Things to Get You Through The Storm
The terms Agent and Broker are sometimes used in the same context, but in reality, they are quite different. Both do act as a liaison between the insured and the insurance company, but the main difference is who they represent. AGENT: An insurance agent works for the insurance company. They can represent one or more insurance companies … Continue reading Agent vs. Broker – What Is The Difference?