Celebrating Halloween in a COVID-19 World

If it weren’t for the coronavirus, 2020 would make for the perfect Halloween. The holiday falls on a Saturday, and it’s a full moon, more specifically a “blue moon,” an event that only happens once every couple of years. But to no surprise, Halloween will look much different this year. With coronavirus cases on the …

National Fire Prevention Week is October 4-10

Over 100 years ago, the Great Chicago Fire of 1871 burned through the city and beyond, destroying thousands of buildings, leaving hundreds of thousands of people homeless, and resulted in over 250 deaths. The fire raged for two days, from October 8 through October 10, and caused an estimated $200 million in damages. Fire Prevention …

It’s Time to Reevaluate Your Organization’s Cyber Risks

When nationwide stay-at-home orders were enforced back in March, most employees thought they were packing up their desks for just a few weeks. Majority of employers and employees could have never anticipated that six months later they would still be working from home. Although remote working appears to have been coordinated overnight, it seems like …

Check out our H&A 2020 3rd Quarter Newsletter ~ Commercial Insurance Forecast

The H&A 3rd Quarter Newsletter is hot off the press and is titled "Commercial Insurance Forecast". It's a look into the insurance marketplace during the economic downturn and COVID-19, plus other interesting articles and fun facts!

What’s Up With The Commercial Insurance Market?

By: Hawley & Associates and Lutheran Social Services of Minnesota Risk Management team You might not realize it, but times have been relatively good for insurance customers. For the most part, premiums have been steadily reducing for years now. In the insurance world, we call this a soft market. But this has changed drastically. The …

Are the Kids Alright? Social Isolation Takes Its Toll on Mental Health

The end of summer means fall is right around the corner and kids are gearing up to go back to school. Except this year, not everyone is comfortable in returning to the classroom due to the ongoing coronavirus pandemic. As parents, teachers, and child advocates worry about the physical health of children, the looming question …

To All Those Affected by Hurricane Laura

Our thoughts and prayers go out to all those who are or will be affected by Hurricane Laura.  You are in our thoughts and our sincere wish is for everyone's safety and well-being. For our clients specifically, we want to remind you that we are your claim advocates. If you experience a claim, we are here to help! …

Is It Time to Update Your Organizations Remote Worker Policy?

At the beginning of the pandemic, many organizations set up their employees to work from home as a response to stay-at-home orders or as a health precaution. Now many are realizing that remote work is, well, working. Being in a crisis mode created its own energy and pushed things forward. By now, most organizations have …

Commercial Insurance Forecast – Cloudy with A Chance of Premium Increase

When it rains it pours... If things aren't bad enough, the insurance marketplace is following suit. We are seeing premium increases, many sizable, for more lines of insurance than we've experienced in recent memory. Along with the increases, we are also experiencing more restrictive coverage, minimum premium increases, lower limits and some carriers are even …

New Executive Order Signed to Support Child Welfare Systems

As child-protection agencies across the country struggle with multiple challenges related to the coronavirus pandemic, President Trump signed an executive order focused on strengthening child-welfare programs nationwide. We at Hawley and Associates were enthusiastic to read the underlying goals of this order, which include decreasing child maltreatment, empowering adoption programs and increasing support for at-risk …