The nature and business goals of nonprofit organizations are unique; therefore, their insurance coverage must be too. Nonprofits employ income-reliant individuals while also facing obstacles such as donor retention, stewardship, and volunteer liability all while championing for a worthy cause. And with different organizational goals also comes different requirements for insurance coverage. In order to … Continue reading Common Insurance Obstacles Nonprofits Face
The hurricane season officially starts on June 1st and ends on November 30th. The 2020 North Atlantic hurricane season is off to a historically fast start with already three named storms by early June. This year will mark the sixth consecutive year that a named storm has preceded the official start of hurricane season. The … Continue reading Hurricane Safety and Preparedness
With the Senate back in session last week, Democratic lawmakers revealed new legislation aimed at drastically expanding the federal government’s resources dedicated to the targeting and prosecution of child predators, developing new technologies to identify child sexual abuse material online, and funding leading community organizations that work to prevent children from becoming victims. In a … Continue reading Senate Lawmakers Seek $5 Billion to Track Down Child Predators Without Compromising Encryption
Cinco de Mayo, or the fifth of May, is a holiday that celebrates the date of the Mexican army’s May 5, 1862 victory over France at the Battle of Puebla during the Franco-Mexican War. It is also known as Battle of Puebla Day (not Mexican Independence Day). While it is a relatively minor holiday in … Continue reading 5 Tips on How to Celebrate Cinco de Mayo at Home
The earthquake market has moved onto unstable grounds as insurers and alternative capital investors demand higher returns on their capital. Over the past 20 years, the earthquake insurance market has narrowed down significantly, with many insurers leaving the market entirely, while others refuse to issue new policies in certain high-risk areas. Even among those still … Continue reading The Uncertainty of the Earthquake Insurance Market
Just to add to the already stressful times were are all living in, there is yet another avenue in which hackers are trying to take advantage of online users during the current pandemic. As we continue to use Zoom video conferencing, it has come to light that there is a new trend called, ‘Zoom … Continue reading New Pandemic Trend “Zoom Bombing”
GivingTuesday is a global generosity movement unleashing the power of people and organizations to transform their communities and the world on December 3, 2019 and every day. One of the best ways to give is to get involved is in your own community. We have supplied a link to a directory to help you find … Continue reading Giving Tuesday Is Here! What Will You Give?
All of us at Hawley & Associates would like to wish everyone a Happy Thanksgiving! Our Holiday Hour Are As Follows: Wednesday, November 27th, 2019 - Closing at 2 pm (PST) Thursday, November 28th, 2019 - Closed
Because insurance carriers are experiencing higher than expected losses, a hardening insurance market is rearing its ugly head. A hardening market means increased premiums and tighter underwriting requirements for many lines of coverage, including; commercial property, E&O, D&O, Auto and EPL. The 2017 hurricane season and the 2018 California wildfires resulted in a combined insured … Continue reading The Hardening Insurance Market – Three Things to Get You Through The Storm
Veteran's Day was November 11th, so I am a little late in writing this post. But, we didn't want the day to go by without honoring all the men and women who have served in the United States Armed Forces. We are forever grateful for your service and sacrifice.