Happy Thanksgiving from Hawley & Associates!

All of us at Hawley & Associates would like to wish everyone a Happy Thanksgiving!

Our Holiday Hour Are As Follows:

Wednesday, November 27th, 2019 – Closing at 2 pm (PST)

Thursday, November 28th, 2019 – Closed

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2019 Hurricane Season – Is Your Nonprofit Ready?

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Hurricane season begins June 1st, 2019 and the National Oceanic and Atmospheric Administration (NOAA) is predicting a ‘near-normal’ hurricane season, due to El Nino and warmer-than-average Atlantic waters. They also predict a range of 9 to 15 named storms, which could include 2 to 4 major hurricanes (winds over 111 per hour).

If you operate your nonprofit or social service organization anywhere near a coastline, preparation is your best defense in minimizing the impact to your agency.

A thorough review of your commercial insurance policies is essential in preparing for the unpredictable. Get to know all of the exclusions in your policy, and if needed, talk to your insurance broker about purchasing separate coverage, such as flood or business interruption insurance. Without the proper coverage, you could be forced to pay out of pocket for the damages that are excluded in your policy.  Could your agency survive that?

Contact Hawley & Associates today for more information on the specialized insurance solutions your nonprofit needs to protect your mission this hurricane season.

Cyber Extortion Up in 2018

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According to Proofpoint’s newest Quarterly Threat Report, Q4 2018, the threat of Ransomware did decline at the end of 2018, but has opened the door for out-right cyber extortion.

Extortion is an age-old crime that has found its way into the cyber world.  This threat continues to gain traction as a multi-million-dollar criminal industry. The newest trend is in the form of “sextortion,” in which a cyber-criminal threatens to reveal compromising information (i.e. photos, videos or visits to questionable websites) if the victim does not pay a fee. They may even claim to have “evidence” of compromising activities. These emails generally do not contain malware or a malicious link and rely solely on fear, emotion and the human factor to trick victims into paying.

As the threat of cyber extortion continues to grow, staying one step ahead is your best recourse in combating this ever-increasing threat. Addressing your organizations’ vulnerabilities, developing appropriate policies and procedures, using up-to-date technology to secure your networks and securing the right insurance coverage are integral parts in your risk management arsenal.

For more information on cyber insurance, and how it can help protect your organization, please contact Hawley & Associates at www.hawleyandassociates.com.

Our New Website Is Here!

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Hawley & Associates is excited to announce the launch of our new website at www.hawleyandassociates.com! We wanted our new site to truly reflect who we are as an agency; a caring, innovative and customer-focused insurance brokerage who is dedicated in serving the social service and nonprofit community.

The site has a fresh clean look, is user friendly and responsive on all devices, even on the go!

Extended Reporting Periods – When Does It Apply To Your Nonprofit?

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Every nonprofit has a life-cycle; some can be very long and last for many years, while others can be quite short in comparison.  Nonprofits shut down for a variety of different reasons.  One agency might dissolve due to a change in the market, another due to changing policies or guidelines, like we are experiencing with the new Department of State regulations.  Some agencies merge with other firms to combine assets and/or save on accreditation costs, like we saw happen in 2008 when The Hague was ratified.  Some directors may retire or are unable to continue providing services altogether due to the outright exhaustion or stress that directing a non-profit can cause, what some people refer to as the “burn out” factor.

When a nonprofit chooses to close its doors, it may require a special coverage that could add an additional unforeseen insurance cost. This is especially true for the nonprofit that offers specialized professional services like adoption, therapeutic foster care, mental or behavioral health, or skilled medical care.  Professional services are insured under a specific type of coverage form called a claims-made policy and it responds differently to a claim then the traditional, better known and understood occurrence policy. Learn more

Local Broker vs. Specialty Broker?

Hawley & Associates strongly believes in giving back to the community.  We encourage the support of local businesses and services operating in the areas that we all live and work.  But, when it comes to your insurance broker, you may need to think beyond your hometown borders.

Did you know that having a local broker may actually be a detriment to your organization, not a benefit?  A local broker may not have the necessary knowledge of important state/federal statutes, coverage limitations, a strong relationship with key carriers and access to specialty markets.

Hawley & Associates provides specialized insurance products and services for nonprofits, human service and social service organizations all across the country.  Our expertise gives us a broader view and understanding of the insurance industry and how it affects your organization.  It is our job to stay current on all changes in your industry and to keep your organization and mission protected.

 

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HAPPY VALENTINE’S DAY – We Love Our Clients (and here’s why)!

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It may be funny to see a Valentine’s Day message from a commercial insurance broker, but we felt it the perfect time to acknowledge and show our love for our amazing clients!

Our clients dedicate themselves to serving the Social Service and Nonprofit community and unselfishly give back each and everyday. Their work makes the world a better place for so many individuals that may be struggling with addiction, homelessness, and/or mental health issues.  They may also help a child find a forever home or provide a safe place for victims of abuse or domestic violence.

Hawley & Associates truly loves what we do and is so proud to be a partner in our clients’ missions.

To our clients – thank you for all you do and Happy Valentine’s Day to everyone!

THE WAYNE HAWLEY EIHS STEM CELL ACADEMY SCHOLARSHIPS

Our client, Pathways to Stem Cell Science was one of two recipients of the Wayne Hawley Giving Grant for 2017. It was such a lovely surprise to see the official announcement on their website! We are honored to be a part of this amazing program!  CLICK HERE to learn more!

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Hawley & Associates Attends Lutheran Social Service of MN. ‘A Celebration For Changing Lives’.

0917162036_hdrHawley & Associates was so honored to be a part of the Lutheran Social Service of MN. “Celebration For Changing Lives” annual fundraising event this year.  It was held at the Marriott City Center, in Minneapolis, MN.
Lutheran Social Service of MN. has been part of the community for over 150 years. They serve Minnesotans by providing a wide range of human support services related to the basic necessities of life – food and shelter, physical health and safety, and emotional and spiritual well being.
It was a beautiful venue, amazing food, thought-provoking entertainment, and best of all, stories of hope and inspiration!
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Hawley & Associates Sponsors The 2014 NCFA National Adoption Conference

Hawley & Associates was proud to sponsor the 2014 National Council for Adoption (NCFA) National Adoption Conference in Orlando, FL. The event was held June 19th & 20th, 2014.

Phil Hawley was a presenter and panel member discussing The Universal Accreditation Act and The Hague and how it affects adoption agencies going forward.

H&A is an endorsed broker of the NCFA.

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