The H&A 3rd Quarter Newsletter is hot off the press and is titled "Commercial Insurance Forecast". It's a look into the insurance marketplace during the economic downturn and COVID-19, plus other interesting articles and fun facts!
The earthquake market has moved onto unstable grounds as insurers and alternative capital investors demand higher returns on their capital. Over the past 20 years, the earthquake insurance market has narrowed down significantly, with many insurers leaving the market entirely, while others refuse to issue new policies in certain high-risk areas. Even among those still … Continue reading The Uncertainty of the Earthquake Insurance Market
Just to add to the already stressful times were are all living in, there is yet another avenue in which hackers are trying to take advantage of online users during the current pandemic. As we continue to use Zoom video conferencing, it has come to light that there is a new trend called, ‘Zoom … Continue reading New Pandemic Trend “Zoom Bombing”
Because insurance carriers are experiencing higher than expected losses, a hardening insurance market is rearing its ugly head. A hardening market means increased premiums and tighter underwriting requirements for many lines of coverage, including; commercial property, E&O, D&O, Auto and EPL. The 2017 hurricane season and the 2018 California wildfires resulted in a combined insured … Continue reading The Hardening Insurance Market – Three Things to Get You Through The Storm
May is National Foster Care Month! Hawley & Associates is honored to partner with our foster care clients' commitment of making the world a better place for our countries foster children. These inspiring real-life stories from families and professionals made our day! Help us raise awareness by sharing these empowering experiences. https://www.childwelfare.gov/fostercaremonth/reallifestories/