By: Hawley & Associates and Lutheran Social Services of Minnesota Risk Management team You might not realize it, but times have been relatively good for insurance customers. For the most part, premiums have been steadily reducing for years now. In the insurance world, we call this a soft market. But this has changed drastically. The … Continue reading What’s Up With The Commercial Insurance Market?
Because insurance carriers are experiencing higher than expected losses, a hardening insurance market is rearing its ugly head. A hardening market means increased premiums and tighter underwriting requirements for many lines of coverage, including; commercial property, E&O, D&O, Auto and EPL. The 2017 hurricane season and the 2018 California wildfires resulted in a combined insured … Continue reading The Hardening Insurance Market – Three Things to Get You Through The Storm
The Wayne Hawley Giving Grant is exclusive to Hawley & Associates' clients, and has help support programs, projects and organizations whose focus is to benefit children, families, and our communities. We would like to thank everyone who applied for the grant in 2019. We had a record number of applicants and it was so difficult … Continue reading 2019 Wayne Hawley Giving Grant Winners Announced!
Many organizations are embracing a remote working lifestyle and this trend is only rising. Nearly 3% of the US workforce works remotely in some capacity. This is a 115 percent increase from 2005. For all the benefits it may bring, it is opening your business up to an increased risk of a serious data breach. There are many … Continue reading 10 Steps To Minimize Risk When Employees Work Remotely
Our thoughts and prayers go out to all those in the path hurricane Dorian and the subsequent tropical storm. Our sincere wish is for everyone's well-being and safety. We talked to a client who was in an evacuation zone. They were in surprisingly good spirits and had already moved their residential clients to a safe … Continue reading To Those Affected By Hurricane Dorian
This year we celebrate the 125th anniversary of the Labor Day holiday. Has it really been around that long?! Labor Day officially became a federal holiday in June 1894 and was enacted to honor the American labor movement. Oregon was the first state to make Labor Day an official public holiday. By the time it became … Continue reading Happy 125th Anniversary Labor Day!
Please enjoy Hawley & Associates' 2nd Qtr. Newsletter. Full of great information!
Hurricane season begins June 1st, 2019 and the National Oceanic and Atmospheric Administration (NOAA) is predicting a ‘near-normal’ hurricane season, due to El Nino and warmer-than-average Atlantic waters. They also predict a range of 9 to 15 named storms, which could include 2 to 4 major hurricanes (winds over 111 per hour). If you … Continue reading 2019 Hurricane Season – Is Your Nonprofit Ready?