Five COVID-19 related policies and procedures your nonprofit should have in place

Crisis management is difficult even under normal circumstances, and with an on-going health crisis, it is even more difficult to predict what policies and procedures your nonprofit should have in place. If we have learned anything from the COVID-19 pandemic, it is that preparedness and resiliency against known risks and threats are essential, no matter …

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Check out our H&A 2020 3rd Quarter Newsletter ~ Commercial Insurance Forecast

The H&A 3rd Quarter Newsletter is hot off the press and is titled "Commercial Insurance Forecast". It's a look into the insurance marketplace during the economic downturn and COVID-19, plus other interesting articles and fun facts!

Commercial Insurance Forecast – Cloudy with A Chance of Premium Increase

When it rains it pours... If things aren't bad enough, the insurance marketplace is following suit. We are seeing premium increases, many sizable, for more lines of insurance than we've experienced in recent memory. Along with the increases, we are also experiencing more restrictive coverage, minimum premium increases, lower limits and some carriers are even …

Hurricane Safety and Preparedness

The hurricane season officially starts on June 1st and ends on November 30th. The 2020 North Atlantic hurricane season is off to a historically fast start with already three named storms by early June.  This year will mark the sixth consecutive year that a named storm has preceded the official start of hurricane season. The …

Senate Lawmakers Seek $5 Billion to Track Down Child Predators Without Compromising Encryption

With the Senate back in session last week, Democratic lawmakers revealed new legislation aimed at drastically expanding the federal government’s resources dedicated to the targeting and prosecution of child predators, developing new technologies to identify child sexual abuse material online, and funding leading community organizations that work to prevent children from becoming victims. In a …

5 Tips on How to Celebrate Cinco de Mayo at Home

Cinco de Mayo, or the fifth of May, is a holiday that celebrates the date of the Mexican army’s May 5, 1862 victory over France at the Battle of Puebla during the Franco-Mexican War. It is also known as Battle of Puebla Day (not Mexican Independence Day). While it is a relatively minor holiday in …

The Uncertainty of the Earthquake Insurance Market

The earthquake market has moved onto unstable grounds as insurers and alternative capital investors demand higher returns on their capital. Over the past 20 years, the earthquake insurance market has narrowed down significantly, with many insurers leaving the market entirely, while others refuse to issue new policies in certain high-risk areas.  Even among those still …

New Pandemic Trend “Zoom Bombing”

  Just to add to the already stressful times were are all living in, there is yet another avenue in which hackers are trying to take advantage of online users during the current pandemic. As we continue to use Zoom video conferencing, it has come to light that there is a new trend called,  ‘Zoom …

We Are In This Together! Hawley & Associates’ 1st Quarter Newsletter