GivingTuesday is a global generosity movement unleashing the power of people and organizations to transform their communities and the world on December 3, 2019 and every day.
One of the best ways to give is to get involved is in your own community. We have supplied a link to a directory to help you find organizations, events, and ways to give back in your own community.
Thank you for giving!
May is National Foster Care Month!
Hawley & Associates is honored to partner with our foster care clients’ commitment of making the world a better place for our countries foster children.
These inspiring real-life stories from families and professionals made our day! Help us raise awareness by sharing these empowering experiences.
According to Proofpoint’s newest Quarterly Threat Report, Q4 2018, the threat of Ransomware did decline at the end of 2018, but has opened the door for out-right cyber extortion.
Extortion is an age-old crime that has found its way into the cyber world. This threat continues to gain traction as a multi-million-dollar criminal industry. The newest trend is in the form of “sextortion,” in which a cyber-criminal threatens to reveal compromising information (i.e. photos, videos or visits to questionable websites) if the victim does not pay a fee. They may even claim to have “evidence” of compromising activities. These emails generally do not contain malware or a malicious link and rely solely on fear, emotion and the human factor to trick victims into paying.
As the threat of cyber extortion continues to grow, staying one step ahead is your best recourse in combating this ever-increasing threat. Addressing your organizations’ vulnerabilities, developing appropriate policies and procedures, using up-to-date technology to secure your networks and securing the right insurance coverage are integral parts in your risk management arsenal.
For more information on cyber insurance, and how it can help protect your organization, please contact Hawley & Associates at www.hawleyandassociates.com.
Hawley & Associates is excited to announce the launch of our new website at www.hawleyandassociates.com! We wanted our new site to truly reflect who we are as an agency; a caring, innovative and customer-focused insurance brokerage who is dedicated in serving the social service and nonprofit community.
The site has a fresh clean look, is user friendly and responsive on all devices, even on the go!
Every nonprofit has a life-cycle; some can be very long and last for many years, while others can be quite short in comparison. Nonprofits shut down for a variety of different reasons. One agency might dissolve due to a change in the market, another due to changing policies or guidelines, like we are experiencing with the new Department of State regulations. Some agencies merge with other firms to combine assets and/or save on accreditation costs, like we saw happen in 2008 when The Hague was ratified. Some directors may retire or are unable to continue providing services altogether due to the outright exhaustion or stress that directing a non-profit can cause, what some people refer to as the “burn out” factor.
When a nonprofit chooses to close its doors, it may require a special coverage that could add an additional unforeseen insurance cost. This is especially true for the nonprofit that offers specialized professional services like adoption, therapeutic foster care, mental or behavioral health, or skilled medical care. Professional services are insured under a specific type of coverage form called a claims-made policy and it responds differently to a claim then the traditional, better known and understood occurrence policy. Learn more
As a foster care agency, you are invested in the lives of children who are living with past neglect or abuse. In helping find these children stability by reuniting them with their biological families or finding an loving adoptive family, you are committed to making the world a better place, one child at a time.
There are some important questions to ask yourself concerning the risks, exposures and protection of your agency. Does your broker understand the intricacies of a foster care agency? Are they able to evaluate and assess your exposure to the risk of sexual abuse? Is he/she aware that it is also considered sexual abuse if the parent or guardian has failed to adequately protect the child from sexual abuse when the parent or guardian knew or reasonably should have known that the child was in danger?
Hawley & Associates understands these risks and is knowledgable about the specialty insurance products available to protect your agency, including “Foster Parent Professional” coverage, that protects the foster parents as well.
Contact us today for more information on liability insurance for your organization!
Check out the first Hawley & Associates newsletter of 2018! Happy Spring to everyone!
These organizations provide resources and support for children, youth and families throughout the community. They can be quite diverse in the services and programs they offer and may include, but not limited to; drug & alcohol prevention programs, as well as mental/behavioral health and at-risk youth programs. Some may also offer a group home, residential treatment or transitional housing options.
Hawley & Associates is here to help guide you through the tangled web called insurance. We have the knowledge and experience in these specialized programs and understand your risks and exposures. We speak your language! Contact us today and discover the Hawley difference!
Hawley & Associates strongly believes in giving back to the community. We encourage the support of local businesses and services operating in the areas that we all live and work. But, when it comes to your insurance broker, you may need to think beyond your hometown borders.
Did you know that having a local broker may actually be a detriment to your organization, not a benefit? A local broker may not have the necessary knowledge of important state/federal statutes, coverage limitations, a strong relationship with key carriers and access to specialty markets.
Hawley & Associates provides specialized insurance products and services for nonprofits, human service and social service organizations all across the country. Our expertise gives us a broader view and understanding of the insurance industry and how it affects your organization. It is our job to stay current on all changes in your industry and to keep your organization and mission protected.
Please enjoy the Hawley & Associates’ 4th Quarter Newsletter!