When it rains it pours... If things aren't bad enough, the insurance marketplace is following suit. We are seeing premium increases, many sizable, for more lines of insurance than we've experienced in recent memory. Along with the increases, we are also experiencing more restrictive coverage, minimum premium increases, lower limits and some carriers are even … Continue reading Commercial Insurance Forecast – Cloudy with A Chance of Premium Increase
With the Senate back in session last week, Democratic lawmakers revealed new legislation aimed at drastically expanding the federal government’s resources dedicated to the targeting and prosecution of child predators, developing new technologies to identify child sexual abuse material online, and funding leading community organizations that work to prevent children from becoming victims. In a … Continue reading Senate Lawmakers Seek $5 Billion to Track Down Child Predators Without Compromising Encryption
May is National Foster Care Month and we want to take time to acknowledge the foster parents, family members, volunteers, mentors, policymakers, child welfare professionals, and other members of the community who help children and youth in foster care find permanent homes and connections. With over 400,000 children in the foster care system at any … Continue reading May is National Foster Care Month
Cinco de Mayo, or the fifth of May, is a holiday that celebrates the date of the Mexican army’s May 5, 1862 victory over France at the Battle of Puebla during the Franco-Mexican War. It is also known as Battle of Puebla Day (not Mexican Independence Day). While it is a relatively minor holiday in … Continue reading 5 Tips on How to Celebrate Cinco de Mayo at Home
Compliance is a word that is used regularly in the world of behavior. It’s written about in Individualized Education Programs, it’s used as a goal when students have behavioral episodes, and data is collected on how often it does or does not occur. Even in personal interactions with kids, such as with our own children … Continue reading Is Compliance Really the Goal of Childhood Behavior?
Just to add to the already stressful times were are all living in, there is yet another avenue in which hackers are trying to take advantage of online users during the current pandemic. As we continue to use Zoom video conferencing, it has come to light that there is a new trend called, ‘Zoom … Continue reading New Pandemic Trend “Zoom Bombing”
All of us at Hawley & Associates would like to wish everyone a Happy Thanksgiving! Our Holiday Hour Are As Follows: Wednesday, November 27th, 2019 - Closing at 2 pm (PST) Thursday, November 28th, 2019 - Closed
The terms Agent and Broker are sometimes used in the same context, but in reality, they are quite different. Both do act as a liaison between the insured and the insurance company, but the main difference is who they represent. AGENT: An insurance agent works for the insurance company. They can represent one or more insurance companies … Continue reading Agent vs. Broker – What Is The Difference?