Giving Tuesday Is Here! What Will You Give?

 

Giving Tuesday

GivingTuesday is a global generosity movement unleashing the power of people and organizations to transform their communities and the world on December 3, 2019 and every day.

One of the best ways to give is to get involved is in your own community. We have supplied a link to a directory to help you find organizations, events, and ways to give back in your own community.

Thank you for giving! 

To Those Affected By Hurricane Dorian

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Our thoughts and prayers go out to all those in the path hurricane Dorian and the subsequent tropical storm.  Our sincere wish is for everyone’s well-being and safety.

We talked to a client who was in an evacuation zone.  They were in surprisingly good spirits and had already moved their residential clients to a safe place.  We do stand in awe of the resilience of our clients who live and work in these affected areas and their continued commitment to serve and care for others.

If your agency is impacted by the storm, please be assured we are here for you every step of the way. We are just a phone call or email away.  If you need assistance after-hours, please don’t hesitate to call our emergency claims/service line at (425) 577-4957.

On behalf of everyone at Hawley & Associates, we wish everyone strength and safety during this difficult time.

Cyber Extortion Up in 2018

Theft.

According to Proofpoint’s newest Quarterly Threat Report, Q4 2018, the threat of Ransomware did decline at the end of 2018, but has opened the door for out-right cyber extortion.

Extortion is an age-old crime that has found its way into the cyber world.  This threat continues to gain traction as a multi-million-dollar criminal industry. The newest trend is in the form of “sextortion,” in which a cyber-criminal threatens to reveal compromising information (i.e. photos, videos or visits to questionable websites) if the victim does not pay a fee. They may even claim to have “evidence” of compromising activities. These emails generally do not contain malware or a malicious link and rely solely on fear, emotion and the human factor to trick victims into paying.

As the threat of cyber extortion continues to grow, staying one step ahead is your best recourse in combating this ever-increasing threat. Addressing your organizations’ vulnerabilities, developing appropriate policies and procedures, using up-to-date technology to secure your networks and securing the right insurance coverage are integral parts in your risk management arsenal.

For more information on cyber insurance, and how it can help protect your organization, please contact Hawley & Associates at www.hawleyandassociates.com.

Extended Reporting Periods – When Does It Apply To Your Nonprofit?

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Every nonprofit has a life-cycle; some can be very long and last for many years, while others can be quite short in comparison.  Nonprofits shut down for a variety of different reasons.  One agency might dissolve due to a change in the market, another due to changing policies or guidelines, like we are experiencing with the new Department of State regulations.  Some agencies merge with other firms to combine assets and/or save on accreditation costs, like we saw happen in 2008 when The Hague was ratified.  Some directors may retire or are unable to continue providing services altogether due to the outright exhaustion or stress that directing a non-profit can cause, what some people refer to as the “burn out” factor.

When a nonprofit chooses to close its doors, it may require a special coverage that could add an additional unforeseen insurance cost. This is especially true for the nonprofit that offers specialized professional services like adoption, therapeutic foster care, mental or behavioral health, or skilled medical care.  Professional services are insured under a specific type of coverage form called a claims-made policy and it responds differently to a claim then the traditional, better known and understood occurrence policy. Learn more

Foster Care Agency Insurance Specialists – HAWLEY & ASSOCIATES

Portrait of a baby - girl

As a foster care agency, you are invested in the lives of children who are living with past neglect or abuse. In helping find these children stability by reuniting them with their biological families or finding an loving adoptive family, you are committed to making the world a better place, one child at a time.

There are some important questions to ask yourself concerning the risks, exposures and protection of your agency. Does your broker understand the intricacies of a foster care agency?  Are they able to evaluate and assess your exposure to the risk of sexual abuse?  Is he/she aware that it is also considered sexual abuse if the parent or guardian has failed to adequately protect the child from sexual abuse when the parent or guardian knew or reasonably should have known that the child was in danger?

Hawley & Associates understands these risks and is knowledgable about the specialty insurance products available to protect your agency, including “Foster Parent Professional” coverage, that protects the foster parents as well.

Contact us today for more information on liability insurance for your organization!

WWW.HAWLEYANDASSOCIATES.COM

Specialized Insurance Products for YOUTH AND FAMILY SERVICES & PROGRAMS!

Youth & Family ServicesThese organizations provide resources and support for children, youth and families throughout the community. They can be quite diverse in the services and programs they offer and may include, but not limited to; drug & alcohol prevention programs, as well as mental/behavioral health and at-risk youth programs. Some may also offer a group home, residential treatment or transitional housing options.

Hawley & Associates is here to help guide you through the tangled web called insurance. We have the knowledge and experience in these specialized programs and understand your risks and exposures. We speak your language! Contact us today and discover the Hawley difference!

 

Local Broker vs. Specialty Broker?

Hawley & Associates strongly believes in giving back to the community.  We encourage the support of local businesses and services operating in the areas that we all live and work.  But, when it comes to your insurance broker, you may need to think beyond your hometown borders.

Did you know that having a local broker may actually be a detriment to your organization, not a benefit?  A local broker may not have the necessary knowledge of important state/federal statutes, coverage limitations, a strong relationship with key carriers and access to specialty markets.

Hawley & Associates provides specialized insurance products and services for nonprofits, human service and social service organizations all across the country.  Our expertise gives us a broader view and understanding of the insurance industry and how it affects your organization.  It is our job to stay current on all changes in your industry and to keep your organization and mission protected.

 

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HAPPY VALENTINE’S DAY – We Love Our Clients (and here’s why)!

Valentines Day 2018

It may be funny to see a Valentine’s Day message from a commercial insurance broker, but we felt it the perfect time to acknowledge and show our love for our amazing clients!

Our clients dedicate themselves to serving the Social Service and Nonprofit community and unselfishly give back each and everyday. Their work makes the world a better place for so many individuals that may be struggling with addiction, homelessness, and/or mental health issues.  They may also help a child find a forever home or provide a safe place for victims of abuse or domestic violence.

Hawley & Associates truly loves what we do and is so proud to be a partner in our clients’ missions.

To our clients – thank you for all you do and Happy Valentine’s Day to everyone!

THE WAYNE HAWLEY EIHS STEM CELL ACADEMY SCHOLARSHIPS

Our client, Pathways to Stem Cell Science was one of two recipients of the Wayne Hawley Giving Grant for 2017. It was such a lovely surprise to see the official announcement on their website! We are honored to be a part of this amazing program!  CLICK HERE to learn more!

Pathways To Stem Cell Science Logo

The 2017 Wayne Hawley Giving Grant Winners Announced!

We are so excited to once again offer  The Wayne Hawley Giving Grant for 2017!  The Grant is open to all Hawley & Associates’ clients that serve in the Social Service industry, and is comprised of two individual grants in the amount of $5,000 each.  This Grant is our way of giving back and helping to make a difference in the nonprofit world in which we live and work.
We received 35 submissions this year and carefully reviewed each application.  Every organization was so deserving and all the projects truly touched our hearts!  We wish we could help each and everyone of you!
AND THE WINNERS ARE…
Wayne Hawley Grant Winner Logos
To learn more about these organizations and how the grant monies will be used Click Here
Thank you to everyone who applied and for all for the work you do, and thank you for letting Hawley & Associates be a part of your mission!