Being a foster parent today can be more challenging than ever, as many foster children come into the system already abused or neglected. Allegations of abuse in the foster care system are not uncommon. In 2016, approximately 4.1 million allegations of child abuse and neglect were made to child protective service agencies.
According to the National Foster Parent Association, adoptive parents have a 1 in 8 chance of being falsely accused of abuse or neglect. Lawsuits can be brought by the biological parent, the child, or others arising out of the foster parent/child relationship.
Every responsible foster parent should consider Foster Parent Liability Insurance, which defends foster parents from allegations of abuse. Attorney fees, defense costs and award judgments can rack up thousands of dollars, even if they are unsubstantiated.
For more information on this important coverage, please contact Hawley & Associates.