Hooray for Summer! Check out the 2nd Qtr. Newsletter for Hawley & Associates

Hot off the press!  2nd Quarter Newsletter for Hawley & Associates

 

2nd Quarter Newslettter

Spring Has SPRUNG! Check out Hawley & Associates 1st Qtr. Newsletter!

Check out Hawley & Associates 1st Qtr. Newsletter! Click on link below!

Children Jumping

http://archive.constantcontact.com/fs143/1114254466215/archive/1116842621608.html

Hawley & Associates To Sponsor the ORPHANS OVERSEAS “An Evening of Hope”

Orphans Overseas PicHawley & Associates is proud to be sponsoring this years ORPHANS OVERSEAS “An Evening of Hope” gala and auction on March 15th, 2014 in Portland, OR. If you want to come and support an amazing cause and have a great evening at the same time, this event is for you! We will all be there and we hope to see you there as well! All the information is attached.

http://www.orphansoverseas.org/eveningofhope.html

We are attaching a link to an article about their Karibu Centre describing the incredible social change occuring in education in the slums of Kenya, initiated by Orphans Overseas and made possible by wonderful donors and sponsors.

** Kindergarten pupils trade blackboards and pens for laptops

Don’t Let Your Dreams Wash Away – Important Information on the Biggert-Waters Flood Insurance Reform Act in July 2012

Flood - house in water

 In July 2012, the United States Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012.  It calls for FEMA, along with several other agencies, to make several changes to the way the National Flood Insurance Program operates. Some of these changes have already taken place, while many others will be starting in the next coming months. This legislation will require the National Flood Insurance Program to raise premiums to show more accurate flood risk, make the program more financially stable, and change how Flood Insurance Rate Map (FIRM) updates impact policyholders. There will be premium changes for some policyholders, but not all. It is encouraged that all businesses and homeowners talk to their insurance agent as soon as possible, in order to determine if their policy will is affected. 

Many new home buyers learned about these changes the hard way, after purchasing their new home.  The failure of the realtor not telling prospective buyers of these changes are a hot topic right now, with possible lawsuits coming down the pike. 

Attached is a interesting article from the Tampa Bay Times, dated October 16, 2013. 

http://www.tampabay.com/news/business/banking/next-front-to-fight-flood-insurance-rate-hikes-lawsuits/2146168

Hawley & Associates Loves Their Clients!

At Hawley & Associates, LLC, it is very important for us to have some ‘face to face’ time with our clients, even if they are all the way across the country!  Here is Phil Hawley, President of Hawley & Associates with Amanda Brdlik and Shahana Johnson of Greenbrier Academy in W. Viriginia.

At Hawley & Associates, our goal is to bring “excellence” in insurance to socal service agencies around the country and around the world.  Our specialties are Professional Liability, Sexual Abuse Liability, Directors and Officers Liability, Social Service, General Liability, Commercial Property and Business Auto coverage for Adoption Agencies, Foster Care Agencies, Social Service Agencies, Human and Child Welfare Agencies, Educational Institutes, Emergency Shelters, Group Homes, and Residential Treatment Facilities.

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Interesting Facts Regarding Foster Care Children:

Children on the bridge 

  • On September 30th, 2011, there were an estimated 400,540 children in foster care.
  • More than a quarter (27%) were in relative homes, and nearly half (47%) were in nonrelative foster family homes.
  • About half (52%) had a case goal of reunification with their families
  • About half (52%) of the children left the system to be reunited with their parents or primary caretakers.
  • Close to half of the children (46%) who left foster care in 2011 were in care for less than 1 year.
  • The median age for children in foster care on September 30th, 2011, was 8.8 years.
  • The median age of children entering foster care during FY 2011 was 6.6 years.
  • Children who exit and re-enter multiple times a year are counted only once.

State Unemployment Insurance Alternative for 501(c)(3) Non-Profits

nonprofit word in letterpress typeIn 1972 the Federal Unemployment Tax Act was amended, giving 501(c)(3) non-profit organizations the ability to opt out of State Unemployment Tax programs and instead reimburse State Unemployment programs for their actual paid unemployment benefits.

Hawley & Associates is proud to serve 501(c)(3) non-profits and offer this ever popular insurance alternative. By electing to be a self-payer of the organization’s unemployment claims is almost always less costly than paying standard unemployment taxes, freeing up valuable funds for the organization’s programs and services. In many cases, the savings can be 30-40 percent. Organizations with a payroll of at least $1,000,000 are the best fit for this program.

Hawley & Associates is a nationwide insurance broker specializing in Adoption Insurance, Foster Care Insurance, Social Services Insurance, Human and Child Welfare Insurance Specialists, Educational Institutes, Emergency Shelter, Group Home, Residential Treatment Facilities, Adoption Agencies, and Global Human Services.

Contact us today to see what we can do for you and your organization!