Hurricane season begins June 1st, 2019 and the National Oceanic and Atmospheric Administration (NOAA) is predicting a ‘near-normal’ hurricane season, due to El Nino and warmer-than-average Atlantic waters. They also predict a range of 9 to 15 named storms, which could include 2 to 4 major hurricanes (winds over 111 per hour).
If you operate your nonprofit or social service organization anywhere near a coastline, preparation is your best defense in minimizing the impact to your agency.
A thorough review of your commercial insurance policies is essential in preparing for the unpredictable. Get to know all of the exclusions in your policy, and if needed, talk to your insurance broker about purchasing separate coverage, such as flood or business interruption insurance. Without the proper coverage, you could be forced to pay out of pocket for the damages that are excluded in your policy. Could your agency survive that?
Contact Hawley & Associates today for more information on the specialized insurance solutions your nonprofit needs to protect your mission this hurricane season.